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![[photo]-](http://www.divine.ca/en/upload/qna/f9de75d876d4275ade2060033589389f.jpg)
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Applying for a Mortgage |
2008-11-12 |
When applying for a mortgage, is having a credit card with a $3,000 limit considered the same as having a $3,000 debt even if the balance owed on the card is zero? I would like to know if it would be better to lower the credit card limit before shopping... Read 
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![[photo]-](http://www.divine.ca/en/upload/qna/472f7aa401ef18b55e124221cbb93f1e.jpg)
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Stock Market Concerns |
2008-10-01 |
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In light of the current economic turmoil that has hit stock markets worldwide, I’m very concerned about my investments. What kind of advice can you give me?
Michelle
Edmonton, AB
Dear Michelle,
The most important... Read
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![[photo]-](http://www.divine.ca/en/upload/qna/21513efe7c04f7ba59250ead9e4b5165.jpg)
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Are GIC Earnings Taxable? |
2008-09-17 |
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If you make money on your GIC and put the entire amount into your RRSP, can you still be taxed on it?
Theressa
Dear Theressa,
You can invest in a RRSP-eligible GIC so that you are not taxed on the principal or the interest.... Read
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![[photo]-](http://www.divine.ca/en/upload/qna/4943aa733a226f360b3632cd02d1e00c.jpg)
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Pros & Cons of GIC Investing |
2008-08-28 |
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Are GICs worth investing in? What's a better time frame—1 year, 3 years or 5 years?
Theressa
Dear Theressa,
GICs (Guaranteed Investment Certificates) are a very safe way of investing money when compared to some mutual funds and stocks.... Read
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![[photo]-](http://www.divine.ca/en/design/generic_article.gif)
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Holiday Tipping Guide |
2005-11-23 |
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"I live in an apartment building and last week, my next door neighbour asked me how much I was going to tip the superintendent this year. I wasn’t aware I had to do that. Do I really have to tip him, and if so, how much?"During the holidays,... Read
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Your boss closes the office for the holidays |
2005-11-23 |
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“My boss decided to close down the office for two weeks during the holidays, but he refuses to pay us (his employees). Can he do that? It seems unfair that I am forced to either take my two-week paid vacation during this period, or accept a two-week... Read
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Using a Functional Resume |
2008-07-11 |
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I’ve just returned to the country after travelling the world for two years. Now that I’m “back to reality”, I’m concentrating my efforts on finding a full time job. How do I account for the gap in my work history so potential... Read
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